One size never fits all.

At Azure Financial, we shop the market for you by looking for the best product for your specific situation. We assist you with all your financial management strategies, helping to make sure you have the coverage you need, tailored to your needs.

Peace of mind. Perfect fit.

Do you currently have insurance that is someone else’s idea of the “perfect plan?” It’s difficult finding peace of mind with a plan that doesn’t give you adequate coverage, no matter how perfect it may seem. At Azure Financial, we often increase the quality of our client’s coverage without increasing the price. We will walk you through each option and explain the good AND the bad of each choice. Perfect.

Utah Insurance

Insurance is the means how businesses and people protect themselves from the risk of loss. When someone wants to protect or insure something, they enter into a contract with an insurance company. This contract with the insurance company is called a policy. The policy states that you agree to pay a specific amount of money to an insurance company and in return, the insurance company will pay for damage or loss incurred. For example, a business or homeowner can buy flood insurance to protect their buildings. If there is a flood and the property is damaged, the insurance company will pay for part of all of the loss, based on the policy. Similarly, you would get car insurance to protect against the loss or damage to the car. Nevertheless, objects are not the only things that can be insured. People can be insured as well. Life insurance, health insurance, and disability insurance are all types of protection that insure against personal damage or loss of life.

How do you find the right kind of life, health, and/or disability coverage? At Azure Financial, we work with individuals and businesses throughout all of Utah from our office in American Fork. Schedule a free consultation with no obligation. We may be able to get you Utah health insurance quotes right over the phone. Our quotes come from a variety of providers so you’ll be able to select the coverage that best suits your needs.

Utah Life Insurance

Life insurance should really be considered "death insurance" since the insurer is typically obligated to pay an agreed upon sum of money when the insured person dies. There are four major roles, or parties, to a life insurance contract. First is the insurance company which is the issuer of the policy. Second, the owner of the policy is the individual who makes a contract with the insurance company and pays the premium. The third party is the insured or the one whose life is the insured subject of the policy. Finally, the individual or group who is to receive the money from the insurance policy when the insured person dies is called the beneficiary. It is possible for the same person to fulfill multiple roles. For instance, the owner and the insured are often the same person. Learn more about Utah life insurance, visit our life insurance page, call us at 801-717-9191 for Utah life insurance quotes, or consult with us personally by visit our American Fork, Utah office.

Utah Health Insurance and Utah Disability Insurance

There are two types of insurance provided by the insurance industry to help cover expenses that incur when an individual becomes sick or disabled. These two types are health insurance and disability insurance.

Health Insurance

Health insurance can be purchased to help cover the costs of medical care for a person who is sick or in need of treatment like surgery, emergency care, or hospitalization. Often, businesses will provide health insurance in a benefits package but occasionally, employees will have to provide their own. Learn more about Utah health insurance by visiting our health insurance page, calling 801-717-9191 for Utah health insurance quotes, or consult with us personally by visiting our American Fork, Utah office.

Disability Insurance

Disability insurance is insurance that covers an individual when they are sick or injured and unable to continue in gainful employment. It provides a monthly income to an insured and the benefits are usually based on the degree of disability endured. Businesses may also provide disability insurance for their employees, but it is also common for employees to provide their own. Learn more about Utah disability insurance by visiting our disability insurance page, calling 801-717-9191 for Utah disability insurance quotes, or consult with us personally by visiting our American Fork, Utah office.